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We take information security seriously. Some of the information used in the website in sensitive and we use encryption for data at rest and in motion along with a number of other measures to ...

We strive to make it easy and secure for you to input information and get customized insurance ideas. The fastest way to input information is to upload PDF documents or photos for auto, home, ...

The Bnie Api for insurers, insurance agents and web portals focusing on insurance was first released in 2016.  It allows end user data to be imported and updated in the bnieinsurance cloud ...

Bnie's tools allow the creation and management of customized insurance idea generation for insurers, insurance agents and portals. These tools provide the ability to edit the text and ...

The objective of the game is to pop the bad insurance hot air bubbles by clicking on them. Bad insurance things show up after the fact as red debris and increase your ...

For auto physical damage coverage, an agree value clause essentially agrees on what will be paid in advance in the event of a total loss and can be helpful in avoiding disputes with your ...

Accident death and dismemberment policies (AD&D life) are similar to term life insurance, but provide a benefit on the accident death of the named insured, or on specified injuries e.g. loss ...

Michigan auto insurance is quite different from auto insurance in other states, and provides more coverage in return for higher premiums. In particular, mandatory unlimited PIP coverage and ...

A non-owner auto policy provides coverage for a named individual that doesn't drive regularly, but needs coverage when they do drive a vehicle. This can be useful if you need to get a new ...

An umbrella policy normally lists one or more individuals where the umbrella policy will provide coverage to the individuals named on the ...

An umbrella policy provides coverage on top of one or more underlying policies. These policies can be explicitly named in the umbrella policy, or alternatively the policy describes the ...

Renting out all or a portion of a residence through AirBnb brings some insurance challenges. The sharing company itself may or may not provide coverage for things such as injury to guest or ...

A term life insurance policy provides a benefit payable upon the death of one or more named individuals over the specified policy term e.g. 10 years. Premiums are often paid annually and are ...

In general terms, life & health policies cover risks associated with death and sickness. Some life policies cover death from any reason - term life would be an example, while other policies ...

A simple whole life policy would provide a benefit on the death of one or more named individuals, however far in the future that might occur. Unlike a term life policy, the benefit will be ...

A simple endowment policy provides a benefit on the earlier of the maturity of the policy and the death of one or more named insureds. It provides a protection element similar to a term life ...

Universal life is similar to whole life in that it combines protection, providing a benefit on the death of one or more named individuals, with a savings/accumulation element. Unlike whole ...

Most major insurers offer programs where in return for some sort of premium discount, the insured drives around with a device in the on-board diagostic (OBD) port of the vehicle. Technology ...